Vehicle Insurance That Keeps You Moving

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Feel Secure On Your Journey

No matter how you choose to get from point A to point B, having the right insurance is essential. From standard auto coverage to specialized protection for your ATV, boat, or snowmobile, Dorchester Insurance Brokers ensures you and your vehicles are fully protected. Our experienced brokers can help you find a plan tailored to your needs, giving you peace of mind on every journey.

Vehicle Insurance Packages

  • Side of happy black man driving his car in a green jacket

    Automobiles

  • couple embracing each other while standing in front of their RV in nature

    RVs & Trailers

  • Portrait Of Mature Man Polishing Restored Classic Sports Car Outdoors At Home

    Classic & Specialty Vehicles

  • little boy with instructor on ATV in nature on a trail

    ATVs & Snowmobiles

  • Close up shot of couple driving their boat on lake Ontario

    Boats & Marine

Standard Vehicle Insurance Coverage

Accident Benefit Coverage

This coverage provides benefits if you're injured in a car accident, regardless of whether you're at fault or not.

Third-Party Liability Coverage

This coverage provides protection when you injure someone or damage someone else's property in a car accident.

Uninsured Auto Coverage

This coverage protects you if you're in an accident with an uninsured or unidentified (hit-and-run) driver.

Optional Policy Add-Ons

  • In the event of a collision when you are at fault, this coverage provides compensation for damages to your vehicle.

  • This coverage will pay for the damages to your vehicle if it is damaged by theft, vandalism, fire, weather-related damage, or hitting a live animal.

  • Provides forgiveness for your first at-fault accident and maintains your top-rate driver status.

  • It combines collision and comprehensive coverage by protecting all covered events in the policy, including collision and non-collision events.

  • Protects specific perils named in your insurance policy, such as theft, fire, or certain types of specified damage.

  • While your vehicle is being repaired or replaced due to a covered loss, this coverage will provide reimbursement for a rental car.

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Learn More About Vehicle Insurance

  • Whether your automobile is brand new, pre-owned, or a vintage classic, we can help you stay protected against accidents, theft, or property damage.

    Automobiles We Cover:

    New Vehicle Auto Insurance
    If you’ve just purchased a new vehicle—or plan to buy one soon—finding the right insurance is likely at the top of your to-do list. Before making a decision, let one of our brokers help you explore all your options.

    Pre-Owned Auto Insurance
    Getting the right coverage for a pre-owned vehicle doesn’t have to be a headache. Our brokers can help you find the perfect level of protection at a great price.

    At the end of the day, we want you and your family to feel safe every time you leave the house. Navigating the auto insurance market can be tricky—but one of our brokers is here to guide you every step of the way.

  • Whether your family goes on extended road trips or you just enjoy camping on the weekends, we understand that finding the right level of coverage for your RV or trailer can be complicated.

    Let one of our brokers help you build a personalized policy so you can feel secure on your next big adventure. We’ll also ensure your vehicle is covered during the off-season.

    Typical RVs and trailers we cover include:

    • Motorhomes

    • Pop-up campers

    • Fifth-wheel campers

    • Travel trailers

    • Park model trailers

    • And many other recreational vehicles (RVs)

  • Classic Vehicles We Cover:

    Custom & Collector Cars (1980 or Newer)
    We can find coverage for any specialty vehicle with a model year of 1980 or newer. This includes vehicles that are:

    • Limited edition

    • Rare or exotic

    • Supercars

    • Custom builds

    We can also help you find a plan for hobby vehicles that are modified or currently under construction.

    Classic Cars & Trucks (Pre-1980)
    We also provide coverage for a variety of vehicles produced before 1980, including vintage classics such as:

    • Pre-1980 collector cars

    • Retired commercial vehicles, such as antique fire engines or vintage school buses

    • Retired military vehicles

    • Antique tractors

    If you have a corresponding trailer for your classic vehicle, we can help you find coverage for that as well!

  • We understand that exploring the outdoors on your ATV or snowmobile can get a little messy. Together, we’ll help you find the right policy to keep you and your family protected in the event of a collision, fire, theft, or damage.

    And don’t worry about the off-season — we’ll make sure your vehicle is covered while it’s in storage.

    Typical sporting vehicles we cover include:

    • Four-wheelers

    • Snowmobiles

    • Utility terrain vehicles (UTVs)

    • Other all-terrain vehicles (ATVs)

    If you’re shopping around, feel free to request a quote or give us a call — we’d be happy to chat about your options.

  • From small motorboats to sailing yachts, we know that different types of boats require different levels of coverage and protection. Before you set sail, let one of our brokers help you create a tailor-made insurance package designed for your boat and lifestyle.

    And don’t worry about the off-season — we’ll make sure your boat is protected while it’s in storage.

    Typical boats we cover include:

    • Fishing boats

    • Pontoons

    • Powerboats

    • Power cruisers

    • Jet boats

    • Personal watercraft (Jet Ski, Sea-Doo)

    • Sailboats

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Get a Free Quote Today!

Your Neighbourhood Brokers
Independent and locally owned – we’re not just invested in this community, we’re invested in the people who live here. When you’re ready to chat about insurance, our brokers are here to listen.

Bundle and Save
We understand that every penny counts! Insure multiple properties or combine your home and auto to get some great savings.

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Looking to Switch?
If you feel like you’re not getting the most out of your current auto insurance plan, don’t worry. We can help you shop and switch to something that works better for you.

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We’ll Shop For You
We love finding not just great deals, but the best deals since we have all major insurance providers.

Let one of our brokers shop insurance plans for you.

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  • "Dorchester Insurance is a fantastic insurance [brokerage]. They are quick to address your needs and very thorough. I would recommend them to anyone looking for insurance! Thank you for all your help."

    — Terry W.

  • “All of my insurance needs are taken care of here, the service and friendliness of this office is second to none. Great customer service is hard to find these days, and Owen and Derek are amazing to work with personally and professionally!”

    — Rebecca W. | Client since 2003

  • “You have been my insurance brokers for many years. I just wanted you to know that I’ve appreciated your excellent service to my family.”

    — Gerry G. | Client since 1998